{"id":10048,"date":"2015-08-22T08:14:09","date_gmt":"2015-08-22T08:14:09","guid":{"rendered":"https:\/\/centax.dsoftware.vn\/?p=10048"},"modified":"2015-08-22T08:17:01","modified_gmt":"2015-08-22T08:17:01","slug":"giai-phap-nham-nang-cao-chat-luong-thanh-toan-khong-dung-tien-mat-tai-chi-nhanh-ngan-hang-cong-thuong-khu-vuc-ii-hai-ba-trung-ha-noi","status":"publish","type":"post","link":"https:\/\/centax.dsoftware.vn\/?p=10048","title":{"rendered":"Gi\u1ea3i ph\u00e1p nh\u1eb1m n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng Th\u01b0\u01a1ng khu v\u1ef1c II \u2013 Hai B\u00e0 Tr\u01b0ng \u2013 H\u00e0 N\u1ed9i"},"content":{"rendered":"

L\u01afU \u00dd<\/span><\/strong><\/span><\/p>\n

B\u1ea1n \u0111\u1ecdc k\u00e9o xu\u1ed1ng cu\u1ed1i b\u00e0i vi\u1ebft \u1ea5n v\u00e0o ph\u1ea7n t\u1ea3i files<\/span> \u0111\u1ec3 l\u01b0u gi\u1eef t\u1eadp tin v\u1ec1 m\u00e1y t\u00ednh c\u00e1 nh\u00e2n.
\n<\/span><\/strong><\/em><\/span>_____________________________________________<\/strong><\/span><\/p>\n

L\u1edcI M\u1ede \u0110\u1ea6U<\/strong><\/span><\/p>\n

N\u0103m 2003 t\u00ecnh h\u00ecnh kinh t\u1ebf- x\u00e3 h\u1ed9i n\u01b0\u1edbc ta ti\u1ebfp t\u1ee5c \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng th\u00e0nh t\u1ef1u quan tr\u1ecdng, t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf kh\u1ea3 quan v\u00e0 \u0111\u1ea1t m\u1ee9c cao nh\u1ea5t trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, c\u01a1 c\u1ea5u kinh t\u1ebf \u0111\u01b0\u1ee3c chuy\u1ec3n d\u1ecbch theo h\u01b0\u1edbng c\u00f4ng nghi\u1ec7p ho\u00e1 hi\u1ec7n \u0111\u1ea1i ho\u00e1, kh\u1ea3 n\u0103ng h\u1ed9i nh\u1eadp v\u00e0 c\u1ea1nh tranh c\u1ee7a n\u1ec1n kinh t\u1ebf t\u0103ng l\u00ean c\u00f9ng v\u1edbi nh\u1eefng c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 trong c\u00e1c l\u0129nh v\u1ef1c x\u00e3 h\u1ed9i. \u0110\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng k\u1ebft qu\u1ea3 n\u00e0y c\u00f3 s\u1ef1 \u0111\u00f3ng g\u00f3p r\u1ea5t l\u1edbn c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) Vi\u1ec7t Nam, \u0111\u1eb7c bi\u1ec7t l\u00e0 ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n qua ng\u00e2n h\u00e0ng. Ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n l\u00e0 ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng th\u1ec3 thi\u1ebfu c\u1ee7a b\u1ea5t c\u1ee9 m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, m\u1ed9t t\u1ed5 ch\u1ee9c kinh t\u1ebf n\u00e0o. Ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n l\u00e0 lo\u1ea1i s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 m\u00e0 NHTM cung c\u1ea5p cho n\u1ec1n kinh t\u1ebf \u0111\u1ec3 \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u thanh to\u00e1n ti\u1ec1n h\u00e0ng ho\u00e1, d\u1ecbch v\u1ee5 c\u1ee7a c\u00e1c doanh nghi\u1ec7p, t\u1ed5 ch\u1ee9c kinh t\u1ebf, c\u00e1 nh\u00e2n trong x\u00e3 h\u1ed9i. Khi n\u1ec1n kinh t\u1ebf c\u00e0ng ph\u00e1t tri\u1ec3n, c\u00f4ng t\u00e1c thanh to\u00e1n c\u1ee7a ng\u00e2n h\u00e0ng ng\u00e0y c\u00e0ng chi\u1ebfm m\u1ed9t v\u1ecb tr\u00ed v\u00f4 c\u00f9ng quan tr\u1ecdng.<\/span><\/p>\n

Nh\u1eadn r\u00f5 \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng c\u1ee7a ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n nh\u1ea5t l\u00e0 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t (TTKDTM), trong nh\u1eefng n\u0103m qua ng\u00e0nh ng\u00e2n h\u00e0ng n\u00f3i chung v\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u00f4ng th\u01b0\u01a1ng (NHCT) n\u00f3i ri\u00eang \u0111\u00e3 t\u1eadp trung ch\u1ec9 \u0111\u1ea1o, c\u1ea3i ti\u1ebfn v\u1ec1 c\u01a1 ch\u1ebf nghi\u1ec7p v\u1ee5 v\u00e0 hi\u1ec7n \u0111\u1ea1i ho\u00e1 c\u00f4ng ngh\u1ec7 thanh to\u00e1n nh\u1eb1m thu h\u00fat ng\u00e0y c\u00e0ng nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00e0 nhanh ch\u00f3ng h\u1ed9i nh\u1eadp v\u00e0o khu v\u1ef1c v\u00e0 th\u1ebf gi\u1edbi. Do \u0111\u00f3 c\u00f4ng t\u00e1c TTKDTM qua ng\u00e2n h\u00e0ng \u0111\u00e3 th\u1ef1c s\u1ef1 \u0111i v\u00e0o \u0111\u1eddi s\u1ed1ng x\u00e3 h\u1ed9i v\u00e0 \u0111em l\u1ea1i nh\u1eefng th\u00e0nh t\u1ef1u \u0111\u00e1ng k\u1ec3. Tuy nhi\u00ean so v\u1edbi y\u00eau c\u1ea7c ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf trong th\u1eddi k\u1ef3 \u0111\u1ed5i m\u1edbi th\u00ec d\u1ecbch v\u1ee5 thanh to\u00e1n c\u1ee7a c\u00e1c NHTM Vi\u1ec7t Nam c\u00f2n b\u1ea5t c\u1eadp v\u1ec1 nhi\u1ec1u m\u1eb7t, \u0111\u1eb7c bi\u1ec7t l\u00e0 hi\u1ec7n \u0111\u1ea1i ho\u00e1 c\u00f4ng ngh\u1ec7 thanh to\u00e1n v\u00e0 ph\u1ed5 c\u1eadp TTKDTM trong khu v\u1ef1c d\u00e2n c\u01b0. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7t ra cho ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u00f3i chung v\u00e0 h\u1ec7 th\u1ed1ng NHCT n\u00f3i ri\u00eang c\u0169ng nh\u01b0 c\u00e1c nh\u00e0 khoa h\u1ecdc kinh t\u1ebf ph\u1ea3i t\u00ecm ra c\u00e1c gi\u1ea3i ph\u00e1p h\u1eefu hi\u1ec7u \u0111\u1ec3 ho\u00e0n ch\u1ec9nh d\u1ecbch v\u1ee5 n\u00e0y v\u00e0 t\u1ea1o ti\u1ec1n \u0111\u1ec1 \u0111\u1ec3 ng\u00e0nh ng\u00e2n h\u00e0ng mau ch\u00f3ng h\u1ed9i nh\u1eadp chung v\u00e0o m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n qu\u1ed1c t\u1ebf.<\/span><\/p>\n

B\u1eb1ng nh\u1eefng ki\u1ebfn th\u1ee9c ti\u1ebfp thu \u0111\u01b0\u1ee3c do c\u00e1c th\u1ea7y c\u00f4 gi\u00e1o c\u1ee7a H\u1ecdc vi\u1ec7n Ng\u00e2n h\u00e0ng truy\u1ec1n \u0111\u1ea1t, s\u1ef1 qu\u1ea3n l\u00fd gi\u00e1o d\u1ee5c c\u1ee7a tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc D\u00e2n l\u1eadp \u0110\u00f4ng \u0111\u00f4 v\u00e0 qua g\u1ea7n hai th\u00e1ng th\u1ef1c t\u1eadp t\u1ea1i Ng\u00e2n h\u00e0ng C\u00f4ng Th\u01b0\u01a1ng Hai B\u00e0 Tr\u01b0ng H\u00e0 N\u1ed9i em \u0111\u00e3 l\u1ef1a ch\u1ecdn \u0111\u1ec1 t\u00e0i: \u201dGi\u1ea3i ph\u00e1p nh\u1eb1m n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng Th\u01b0\u01a1ng khu v\u1ef1c II \u2013 Hai B\u00e0 Tr\u01b0ng \u2013 H\u00e0 N\u1ed9i \u201c.<\/em><\/strong><\/span><\/p>\n

B\u1ea3n chuy\u00ean \u0111\u1ec1 \u0111\u01b0\u1ee3c k\u1ebft c\u1ea5u l\u00e0m 3 ch\u01b0\u01a1ng:<\/span><\/p>\n

Ch\u01b0\u01a1ng I:\u00a0 L\u00fd lu\u1eadn c\u01a1 b\u1ea3n v\u1ec1 TTKDTM trong n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\n

Ch\u01b0\u01a1ng II: Th\u1ef1c tr\u1ea1ng TTKDTM t\u1ea1i chi nh\u00e1nh NHCT khu v\u1ef1c II- Hai B\u00e0 Tr\u01b0ng H\u00e0 N\u1ed9i.<\/span><\/p>\n

Ch\u01b0\u01a1ng III: M\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p nh\u1eb1m n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng TTKDTM t\u1ea1i chi nh\u00e1nh NHCT- Hai B\u00e0 Tr\u01b0ng.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Lu\u1eadn v\u0103n k\u1ebf to\u00e1n: Gi\u1ea3i ph\u00e1p nh\u1eb1m n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng Th\u01b0\u01a1ng khu v\u1ef1c II \u2013 Hai B\u00e0 Tr\u01b0ng \u2013 H\u00e0 N\u1ed9i .<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"tags":[1189],"_links":{"self":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/10048"}],"collection":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10048"}],"version-history":[{"count":0,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/10048\/revisions"}],"wp:attachment":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10048"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}