{"id":10832,"date":"2015-08-26T01:14:34","date_gmt":"2015-08-26T01:14:34","guid":{"rendered":"https:\/\/centax.dsoftware.vn\/?p=10832"},"modified":"2015-08-26T01:15:15","modified_gmt":"2015-08-26T01:15:15","slug":"giai-phap-nang-cao-chat-luong-tin-dung-khi-cho-vay-doanh-nghiep-nha-nuoc-tai-chi-nhanh-ngan-hang-cong-thuong-khu-vuc-ba-dinh","status":"publish","type":"post","link":"https:\/\/centax.dsoftware.vn\/?p=10832","title":{"rendered":"Gi\u1ea3i ph\u00e1p n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng khi cho vay doanh nghi\u1ec7p Nh\u00e0 n\u01b0\u1edbc t\u1ea1i Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng khu v\u1ef1c Ba \u0110\u00ecnh"},"content":{"rendered":"

 <\/p>\n

L\u01afU \u00dd<\/span><\/strong><\/p>\n

B\u1ea1n \u0111\u1ecdc k\u00e9o xu\u1ed1ng cu\u1ed1i b\u00e0i vi\u1ebft \u1ea5n v\u00e0o ph\u1ea7n<\/span><\/i><\/strong>\u00a0<\/span><\/i><\/b><\/span>t\u1ea3i files<\/span><\/i><\/strong>\u00a0<\/span><\/i><\/b><\/span>\u0111\u1ec3 l\u01b0u gi\u1eef t\u1eadp tin v\u1ec1 m\u00e1y t\u00ednh c\u00e1 nh\u00e2n.<\/span><\/i><\/strong>
\n<\/span><\/i><\/b>_____________________________________________<\/span><\/strong><\/p>\n

L\u1edcI N\u00d3I \u0110\u1ea6U<\/strong><\/span><\/p>\n

N\u1ec1n kinh t\u1ebf \u0111\u1ea5t n\u01b0\u1edbc \u0111ang tr\u00ean \u0111\u00e0 \u0111\u1ed5i m\u1edbi, chuy\u1ec3n t\u1eeb c\u01a1 ch\u1ebf t\u1eadp trung bao c\u1ea5p sang n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng c\u00f3 s\u1ef1 qu\u1ea3n l\u00fd c\u1ee7a nh\u00e0 n\u01b0\u1edbc theo \u0111\u1ecbnh h\u01b0\u1edbng x\u00e3 h\u1ed9i ch\u1ee7 ngh\u0129a. Trong qu\u00e1 tr\u00ecnh \u0111\u1ed5i m\u1edbi \u0111\u00f3 c\u00e1c doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc (DNNN) lu\u00f4n \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c m\u1ee5c ti\u00eau kinh t\u1ebf-x\u00e3 h\u1ed9i, duy tr\u00ec v\u1ecb th\u1ebf ch\u1ee7 \u0111\u1ea1o c\u1ee7a kinh t\u1ebf nh\u00e0 n\u01b0\u1edbc trong n\u1ec1n kinh t\u1ebf nhi\u1ec1u th\u00e0nh ph\u1ea7n. C\u00f9ng v\u1edbi nh\u1eefng th\u00e0nh t\u1ef1u ph\u00e1t tri\u1ec3n kinh t\u1ebf-x\u00e3 h\u1ed9i c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc c\u00e1c DNNN theo th\u1eddi gian \u0111\u00e3 v\u00e0 \u0111ang c\u00f3 nh\u1eefng \u0111\u00f3ng g\u00f3p ng\u00e0y c\u00e0ng t\u0103ng v\u00e0o GDP c\u0169ng nh\u01b0 v\u00e0o ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, g\u00f3p ph\u1ea7n t\u00edch c\u1ef1c trong vi\u1ec7c th\u1ef1c hi\u1ec7n ch\u1ee7 tr\u01b0\u01a1ng CNH-H\u0110H \u0111\u1ea5t n\u01b0\u1edbc c\u1ee7a \u0110\u1ea3ng v\u00e0 Nh\u00e0 n\u01b0\u1edbc ta. Tuy nhi\u00ean, th\u1ef1c ti\u1ec5n ph\u1ea3n \u00e1nh t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c DNNN \u0111\u00e3 cho th\u1ea5y m\u1ed9t t\u00ecnh tr\u1ea1ng \u0111\u00e1ng lo ng\u1ea1i v\u00e0 \u0111ang tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn \u0111\u1ed1i v\u1edbi h\u1ea7u h\u1ebft c\u00e1c DNNN \u0111\u00f3 l\u00e0 hi\u1ec7n t\u01b0\u1ee3ng thi\u1ebfu v\u1ed1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1ed1n l\u01b0u \u0111\u1ed9ng. \u0110\u1ec3 gi\u1ea3i quy\u1ebft kh\u00f3 kh\u0103n n\u00e0y, ngo\u00e0i ph\u1ea7n t\u00e0i tr\u1ee3 t\u1eeb ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, b\u1ed5 sung t\u1eeb ngu\u1ed3n v\u1ed1n t\u1ef1 t\u1ea1o, c\u00e1c doanh nghi\u1ec7p th\u01b0\u1eddng t\u00ecm \u0111\u1ebfn ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/span><\/p>\n

Nh\u1eadn th\u1ee9c r\u00f5 \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng c\u1ee7a c\u00e1c DNNN v\u00e0 th\u1ef1c hi\u1ec7n theo \u0111\u00fang tinh th\u1ea7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a \u0110\u1ea3ng v\u00e0 Ch\u00ednh ph\u1ee7, Ng\u00e0nh ng\u00e2n h\u00e0ng, Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam v\u1ec1 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n cho c\u00e1c DNNN, kinh t\u1ebf nh\u00e0 n\u01b0\u1edbc. Trong nh\u1eefng n\u0103m qua, Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh \u0111\u00e3 c\u00f3 nhi\u1ec1u c\u1ed1 g\u1eafng t\u00edch c\u1ef1c trong vi\u1ec7c m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng, cung \u1ee9ng v\u1ed1n cho c\u00e1c DNNN nh\u1eb1m tri\u1ec3n khai, m\u1edf r\u1ed9ng c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, \u0111\u1ea7u t\u01b0 \u0111\u1ed5i m\u1edbi trang thi\u1ebft b\u1ecb, c\u00f4ng ngh\u1ec7, c\u1ea3i ti\u1ebfn v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m, tr\u00ecnh \u0111\u1ed9 c\u00e1n b\u1ed9,\u2026t\u1eeb \u0111\u00f3, t\u1ea1o ra th\u1ebf c\u1ea1nh tranh m\u1ea1nh m\u1ebd h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf. V\u00ec v\u1eady, trong nhi\u1ec1u n\u0103m c\u00e1c DNNN lu\u00f4n l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng ph\u1ee5c v\u1ee5 ch\u1ee7 y\u1ebfu c\u1ee7a nghi\u1ec7p v\u1ee5 t\u00edn d\u1ee5ng t\u1ea1i Chi nh\u00e1nh v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kh\u00e1 \u0111\u00f4ng \u0111\u1ea3o, th\u01b0\u1eddng chi\u1ebfm tr\u00ean 95% d\u01b0 n\u1ee3 h\u00e0ng n\u0103m v\u00e0 l\u00e0 khu v\u1ef1c mang l\u1ea1i ngu\u1ed3n thu l\u1edbn nh\u1ea5t cho Chi nh\u00e1nh.<\/span><\/p>\n

Qua th\u1eddi gian th\u1ef1c t\u1eadp t\u1ea1i Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh, em nh\u1eadn th\u1ea5y ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c DNNN t\u1ea1i \u0111\u00e2y \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c kh\u00e1 l\u1edbn nhu c\u1ea7u v\u1ed1n t\u1eeb ph\u00eda c\u00e1c doanh nghi\u1ec7p. Trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng Chi nh\u00e1nh kh\u00f4ng ng\u1eebng quan t\u00e2m \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 c\u1ee7ng c\u1ed1 v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng. Tuy nhi\u00ean, do nhi\u1ec1u nh\u00e2n t\u1ed1 kh\u00e1ch quan v\u00e0 ch\u1ee7 quan m\u00e0 ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng v\u1eabn ch\u01b0a ho\u00e0n to\u00e0n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o, c\u00f2n c\u00f3 nh\u1eefng v\u1ea5n \u0111\u1ec1 t\u1ed3n t\u1ea1i, v\u01b0\u1edbng m\u1eafc c\u1ea7n ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c nghi\u00ean c\u1ee9u t\u00ecm ra gi\u1ea3i ph\u00e1p gi\u1ea3i quy\u1ebft h\u1eefu hi\u1ec7u \u0111\u1ec3 \u0111em l\u1ea1i ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 hi\u1ec7u qu\u1ea3 t\u1ed1t nh\u1ea5t cho vi\u1ec7c \u0111\u1ea7u t\u01b0 t\u00edn d\u1ee5ng. Xu\u1ea5t ph\u00e1t t\u1eeb nh\u1eadn \u0111\u1ecbnh \u0111\u00f3 em \u0111\u00e3 ch\u1ecdn \u0111\u1ec1 t\u00e0i: \u201dGi\u1ea3i ph\u00e1p n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng khi cho vay Doanh nghi\u1ec7p Nh\u00e0 n\u01b0\u1edbc t\u1ea1i Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh\u201d<\/em><\/strong> cho lu\u1eadn v\u0103n t\u1ed1t nghi\u1ec7p c\u1ee7a m\u00ecnh.<\/span><\/p>\n

Ngo\u00e0i ph\u1ea7n m\u1edf \u0111\u1ea7u v\u00e0 k\u1ebft lu\u1eadn, k\u1ebft c\u1ea5u lu\u1eadn v\u0103n g\u1ed3m c\u00f3 3 ch\u01b0\u01a1ng:<\/span><\/p>\n

Ch\u01b0\u01a1ng I: T\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c ch\u1ec9 ti\u00eau \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng.<\/em><\/span><\/p>\n

Ch\u01b0\u01a1ng II:<\/em> Th\u1ef1c tr\u1ea1ng ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c Doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc t\u1ea1i Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh.<\/em><\/span><\/p>\n

Ch\u01b0\u01a1ng III: Gi\u1ea3i ph\u00e1p n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi Doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc t\u1ea1i Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh.<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Chi nh\u00e1nh Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Khu v\u1ef1c Ba \u0110\u00ecnh \u0111\u00e3 c\u00f3 nhi\u1ec1u c\u1ed1 g\u1eafng t\u00edch c\u1ef1c trong vi\u1ec7c m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng, cung \u1ee9ng v\u1ed1n cho c\u00e1c DNNN nh\u1eb1m tri\u1ec3n khai, m\u1edf r\u1ed9ng c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, \u0111\u1ea7u t\u01b0 \u0111\u1ed5i m\u1edbi trang thi\u1ebft b\u1ecb, c\u00f4ng ngh\u1ec7,\u2026t\u1eeb \u0111\u00f3, t\u1ea1o ra th\u1ebf c\u1ea1nh tranh m\u1ea1nh m\u1ebd h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"tags":[1302],"_links":{"self":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/10832"}],"collection":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10832"}],"version-history":[{"count":0,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/10832\/revisions"}],"wp:attachment":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10832"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}