{"id":5497,"date":"2015-08-03T03:27:59","date_gmt":"2015-08-03T03:27:59","guid":{"rendered":"https:\/\/centax.dsoftware.vn\/?p=5497"},"modified":"2015-08-07T09:14:54","modified_gmt":"2015-08-07T09:14:54","slug":"mot-so-bien-phap-nham-day-manh-cong-tac-khai-thac-san-pham-bao-hiem-an-khang-truong-tho-cua-bao-viet-nhan-tho-ha-noi","status":"publish","type":"post","link":"https:\/\/centax.dsoftware.vn\/?p=5497","title":{"rendered":"M\u1ed9t s\u1ed1 bi\u1ec7n ph\u00e1p nh\u1eb1m \u0111\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c khai th\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd c\u1ee7a B\u1ea3o Vi\u1ec7t Nh\u00e2n Th\u1ecd H\u00e0 N\u1ed9i"},"content":{"rendered":"

L\u01afU \u00dd<\/span><\/strong><\/span><\/p>\n

B\u1ea1n \u0111\u1ecdc k\u00e9o xu\u1ed1ng cu\u1ed1i b\u00e0i vi\u1ebft \u1ea5n v\u00e0o ph\u1ea7n t\u1ea3i files<\/span> \u0111\u1ec3 l\u01b0u gi\u1eef t\u1eadp tin v\u1ec1 m\u00e1y t\u00ednh c\u00e1 nh\u00e2n.
\n<\/span><\/strong><\/em><\/span>_____________________________________________<\/strong><\/span><\/p>\n

\"83-01\"<\/a>L\u1edcI N\u00d3I\u00a0\u0110\u1ea6U<\/span><\/strong><\/span><\/p>\n

Trong cu\u1ed9c s\u1ed1ng sinh ho\u1ea1t c\u0169ng nh\u01b0 trong ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh h\u00e0ng ng\u00e0y d\u00f9 \u0111\u00e3 lu\u00f4n lu\u00f4n ch\u00fa \u00fd ng\u0103n ng\u1eeba v\u00e0 \u0111\u1ec1 ph\u00f2ng nh\u01b0ng con ng\u01b0\u1eddi v\u1eabn lu\u00f4n c\u00f3 nguy c\u01a1 g\u1eb7p ph\u1ea3i nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd x\u1ea3y ra. C\u00e1c r\u1ee7i ro \u0111\u00f3 do nhi\u1ec1u nguy\u00ean nh\u00e2n, v\u00ed d\u1ee5 nh\u01b0 :c\u00e1c r\u1ee7i ro do m\u00f4i tr\u01b0\u1eddng thi\u00ean nhi\u00ean nh\u01b0 b\u00e3o l\u1ee5t, \u0111\u1ed9ng \u0111\u1ea5t, r\u00e9t, h\u1ea1n, s\u01b0\u01a1ng mu\u1ed1i, d\u1ecbch b\u1ec7nh\u2026;c\u00e1c r\u1ee7i ro do s\u1ef1 ti\u1ebfn b\u1ed9 ph\u00e1t tri\u1ec3n khoa h\u1ecdc v\u00e0 k\u1ef9 thu\u1eadt nh\u01b0 tai n\u1ea1n \u00f4t\u00f4, h\u00e0ng kh\u00f4ng, tai n\u1ea1n lao \u0111\u1ed9ng..;c\u00e1c r\u1ee7i ro do m\u00f4i tr\u01b0\u1eddng x\u00e3 h\u1ed9i nh\u01b0 ho\u1ea3 ho\u1ea1n, b\u1ea1o l\u1ef1c\u2026<\/span><\/p>\n

B\u1ea5t k\u1ec3 do nguy\u00ean nh\u00e2n g\u00ec, khi r\u1ee7i ro x\u1ea3y ra th\u01b0\u1eddng \u0111em l\u1ea1i cho con ng\u01b0\u1eddi nh\u1eefng kh\u00f3 kh\u0103n trong cu\u1ed9c s\u1ed1ng nh\u01b0 m\u1ea5t ho\u1eb7c gi\u1ea3m thu nh\u1eadp, s\u1ee9c kho\u1ebb b\u1ecb gi\u1ea3m s\u00fat, l\u00e0m ng\u01b0ng tr\u1ec7 s\u1ea3n xu\u1ea5t v\u00e0 kinh doanh c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, doanh nghi\u1ec7p, c\u00e1 nh\u00e2n\u2026l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111\u1eddi s\u1ed1ng kinh t\u1ebf \u2013 x\u00e3 h\u1ed9 n\u00f3i chung.<\/span><\/p>\n

\u0110\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi c\u00e1c r\u1ee7i ro, con ng\u01b0\u1eddi \u0111\u00e3 c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p kh\u00e1c nhau nh\u1eb1m ki\u1ec3m so\u00e1t c\u0169ng nh\u01b0 kh\u1eafc ph\u1ee5c h\u1eadu qu\u1ea3 do r\u1ee7i ro g\u00e2y ra. Trong s\u1ed1 \u0111\u00f3, B\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p t\u00edch c\u1ef1c nh\u1ea5t trong vi\u1ec7c h\u1ea1n ch\u1ebf r\u1ee7i ro, gi\u1ea3m thi\u1ec3u t\u1ed5n th\u1ea5t. B\u00ean c\u1ea1nh c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m nh\u01b0 BHXH v\u00e0 BHYT, ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n tr\u00ean to\u00e0n th\u1ebf gi\u1edbi n\u00f3i chung, \u1edf Vi\u1ec7t Nam n\u00f3i ri\u00eang tham gia v\u00e0o c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi trong b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i, trong \u0111\u00f3 \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd(BHNT).<\/span><\/p>\n

Tr\u00ean th\u1ebf gi\u1edbi, lo\u1ea1i h\u00ecnh BHNT \u0111\u00e3 ph\u00e1t tri\u1ec3n h\u00e0ng th\u1ebf k\u1ef7 v\u00e0 cho \u0111\u1ebfn nay \u0111\u00e3 c\u00f3 h\u00e0ng tr\u0103m s\u1ea3n ph\u1ea9m BHNT ra \u0111\u1eddi, g\u00f3p ph\u1ea7n ph\u1ee5c v\u1ee5 nhu c\u1ea7u ng\u00e0y c\u00e0ng \u0111a d\u1ea1ng ho\u00e1 c\u1ee7a kh\u00e1ch h\u00e0ng. \u1ede Vi\u1ec7t Nam, T\u1ed5ng c\u00f4ng ty B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam (B\u1ea3o Vi\u1ec7t ) \u0111\u00e3 cho ra m\u1eaft lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0o th\u00e1ng 8\/1996 v\u00e0 cho \u0111\u1ebfn nay \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng b\u01b0\u1edbc ti\u1ebfn l\u1edbn: chi\u1ebfm 54% th\u1ecb ph\u1ea7n, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng doanh thu ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ea1t 64,8% trong n\u0103m 2001 v\u00e0 c\u0169ng l\u00e0 doanh nghi\u1ec7p duy nh\u1ea5t c\u00f3 m\u1ea1ng l\u01b0\u1edbi \u0111\u1ea1i l\u00fd ph\u1ee7 kh\u1eafp c\u00e1c t\u1ec9nh th\u00e0nh. C\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a B\u1ea3o Vi\u1ec7t \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c ph\u1ea7n l\u1edbn nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng t\u00edn nhi\u1ec7m, tin t\u01b0\u1edfng tham gia. T\u1eeb gi\u1eefa n\u0103m 1999, Ch\u00ednh Ph\u1ee7 cho ph\u00e9p m\u1edf c\u1eeda th\u1ecb tr\u01b0\u1eddng BHNT \u0111\u00e3 xu\u1ea5t hi\u1ec7n th\u00eam c\u00e1c doanh nghi\u1ec7p BHNT l\u1edbn, c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i. Hi\u1ec7n nay, tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 5 doanh nghi\u1ec7p BHNT, trong \u0111\u00f3 ch\u1ec9 c\u00f3 1 doanh nghi\u1ec7p Nh\u00e0 N\u01b0\u1edbc l\u00e0 T\u1ed5ng c\u00f4ng ty b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam (B\u1ea3o Vi\u1ec7t), c\u00f2n l\u1ea1i l\u00e0 4 doanh nghi\u1ec7p c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i . S\u1ef1 xu\u1ea5t hi\u1ec7n n\u00e0y \u0111\u00e3 t\u1ea1o ra s\u1ef1 c\u1ea1nh tranh to\u00e0n di\u1ec7n v\u1edbi t\u1ed1c \u0111\u1ed9 cao gi\u1eefa c\u00e1c doanh nghi\u1ec7p BHNT v\u00e0 g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng BHNT c\u1ee7a Vi\u1ec7t Nam ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n. D\u01b0\u1edbi s\u1ee9c \u00e9p c\u1ea1nh tranh, c\u00e1c c\u00f4ng ty BHNT kh\u00f4ng ng\u1eebng n\u1ed7 l\u1ef1c n\u00e2ng cao kh\u1ea3 n\u0103ng khai th\u00e1c s\u1ea3n ph\u1ea9m BHNT \u0111\u1ec3 thu h\u00fat kh\u00e1ch h\u00e0ng v\u00e0 m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n. Nh\u00ecn chung nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c c\u1ea1nh tranh l\u00e0nh m\u1ea1nh c\u1ee7a c\u00e1c c\u00f4ng ty \u0111\u1ec1u \u0111em l\u1ea1i l\u1ee3i \u00edch cho kh\u00e1ch h\u00e0ng, s\u1ebd khuy\u1ebfn kh\u00edch ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/span><\/p>\n

Tuy nhi\u00ean, m\u1eb7c d\u00f9 c\u00e1c doanh nghi\u1ec7p BHNT trong nh\u1eefng n\u0103m qua \u0111\u00e3 c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p nh\u1eb1m \u0111\u1ea9y m\u1ea1nh kh\u1ea3 n\u0103ng khai th\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a m\u00ecnh, nh\u01b0ng nh\u00ecn chung s\u1ed1 l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m b\u00e1n \u0111\u01b0\u1ee3c v\u1eabn ch\u01b0a cao, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd tr\u1ecdn \u0111\u1eddi, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u00f2n h\u1ea1n ch\u1ebf, h\u00ecnh th\u1ee9c thu ph\u00ed c\u00f2n nhi\u1ec1u b\u1ea5t c\u1eadp…Ch\u00ednh v\u00ec v\u1eady vi\u1ec7c nghi\u00ean c\u1ee9u \u0111\u1ec1 t\u00e0i \u201cM\u1ed9t s\u1ed1 bi\u1ec7n ph\u00e1p nh\u1eb1m \u0111\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c khai th\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd c\u1ee7a B\u1ea3o Vi\u1ec7t Nh\u00e2n Th\u1ecd H\u00e0 N\u1ed9i<\/strong><\/em> \u201d s\u1ebd gi\u00fap ch\u00fang ta c\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng quan v\u1ec1 th\u1ef1c tr\u1ea1ng khai th\u00e1c s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m tr\u1ecdn \u0111\u1eddi tr\u00ean th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam v\u00e0 m\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p \u0111\u1ec3 th\u00fac \u0111\u1ea9y c\u00f4ng t\u00e1c khai th\u00e1c s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd c\u1ee7a BVNTHN nh\u1eb1m g\u00f3p ph\u1ea7n n\u00e2ng cao s\u1ed1 l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd \u0111\u01b0\u1ee3c b\u00e1n, \u0111\u01b0a s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd tr\u1edf th\u00e0nh m\u1ed9t s\u1ea3n ph\u1ea9m quen thu\u1ed9c v\u00e0 \u0111\u01b0\u1ee3c \u01b0a th\u00edch c\u1ee7a ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

K\u1ebf to\u00e1n Centax xin gi\u1edbi thi\u1ec7u lu\u1eadn v\u0103n: M\u1ed9t s\u1ed1 bi\u1ec7n ph\u00e1p nh\u1eb1m \u0111\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c khai th\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m An Khang Tr\u01b0\u1eddng Th\u1ecd c\u1ee7a B\u1ea3o Vi\u1ec7t Nh\u00e2n Th\u1ecd H\u00e0 N\u1ed9i<\/p>\n","protected":false},"author":7,"featured_media":7046,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"tags":[667],"_links":{"self":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/5497"}],"collection":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5497"}],"version-history":[{"count":0,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/5497\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/media\/7046"}],"wp:attachment":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5497"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}