{"id":9892,"date":"2015-08-20T04:54:26","date_gmt":"2015-08-20T04:54:26","guid":{"rendered":"https:\/\/centax.dsoftware.vn\/?p=9892"},"modified":"2015-08-24T03:01:22","modified_gmt":"2015-08-24T03:01:22","slug":"quy-dinh-cua-luat-bhxh-ve-che-do-huu-tri","status":"publish","type":"post","link":"https:\/\/centax.dsoftware.vn\/?p=9892","title":{"rendered":"Quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt BHXH v\u1ec1 ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed"},"content":{"rendered":"

\"Quy<\/h2>\n

L\u01b0\u01a1ng h\u01b0u l\u00e0 kho\u1ea3n tr\u1ee3 c\u1ea5p m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u1eadn \u0111\u01b0\u1ee3c h\u00e0ng th\u00e1ng sau khi \u0111\u00e3 h\u1ebft tu\u1ed5i lao \u0111\u1ed9ng v\u00e0 v\u1ec1 h\u01b0u. Quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng, \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng v\u00e0 m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng theo Lu\u1eadt BHXH l\u00e0 g\u00ec? K\u1ebf to\u00e1n Centax<\/strong> <\/a>xin chia s\u1ebb v\u1edbi b\u1ea1n nh\u1eefng quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt BHXH v\u1ec1 ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed.<\/span><\/p>\n

\u00a01.\u00a0<\/strong>\u0110\u1ed1i t\u01b0\u1ee3ng v\u00e0 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed<\/strong><\/span><\/h2>\n

T\u1ea1i \u0111i\u1ec1u 49, 50 c\u1ee7a Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/a><\/strong> quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng v\u00e0 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed nh\u01b0 sau:<\/span><\/p>\n

 <\/p>\n

\"Quy<\/span><\/p>\n

\u00a0<\/strong><\/span><\/p>\n

2. M\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng<\/strong><\/span><\/h2>\n

\u00a0<\/strong>T\u1ea1i \u0111i\u1ec1u 52 Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/a><\/strong> quy \u0111\u1ecbnh v\u1ec1 m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 45% m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH t\u01b0\u01a1ng \u1ee9ng v\u1edbi 15 n\u0103m \u0111\u00f3ng BHXH. Sau \u0111\u00f3 c\u1ee9 th\u00eam m\u1ed7i n\u0103m \u0111\u00f3ng BHXH th\u00ec t\u00ednh th\u00eam 2% \u0111\u1ed1i v\u1edbi nam v\u00e0 3% \u0111\u1ed1i v\u1edbi n\u1eef.<\/span><\/p>\n

L\u01b0u \u00fd:<\/strong><\/span><\/p>\n

M\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng t\u1ed1i \u0111a b\u1eb1ng 75% m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng c\u1ee7a th\u00e1ng \u0111\u00f3ng BHXH. <\/em><\/span><\/p>\n

T\u1ea1i \u0110i\u1ec1u 58, 59, 60 Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/strong> quy \u0111\u1ecbnh v\u1ec1 c\u00e1ch t\u00ednh m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH nh\u01b0 sau:<\/span><\/p>\n

a. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ef1c hi\u1ec7n ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh<\/strong><\/span><\/h3>\n

\"Quy<\/span><\/p>\n

 <\/p>\n

b. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ef1c hi\u1ec7n ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh<\/strong><\/span><\/h3>\n

M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng \u0111\u00f3ng BHXH \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1eb1ng c\u00e1ch t\u00ednh b\u00ecnh qu\u00e2n c\u1ee7a ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH c\u1ee7a to\u00e0n b\u1ed9 th\u1eddi gian<\/span><\/p>\n

c. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1eeba c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ef1c hi\u1ec7n ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh, v\u1eeba c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH theo ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh <\/strong><\/span><\/h3>\n

M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u00ean c\u00f4ng \u0111\u00f3ng BHXH \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1eb1ng c\u00e1ch t\u00ednh b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH chung c\u1ee7a c\u00e1c th\u1eddi gian.<\/span><\/p>\n

Trong \u0111\u00f3 th\u1eddi gian \u0111\u00f3ng theo ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh th\u00ec t\u00ednh b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng th\u00e1ng \u0111\u00f3ng BHXH theo quy \u0111\u1ecbnh \u1edf muc a tr\u00ean \u0111\u1ed1i v\u1edbi t\u1eebng h\u1ee3p c\u1ee5 th\u1ec3.<\/span><\/p>\n

V\u00ed d\u1ee5 c\u00e1ch t\u00ednh t\u1ef7 l\u1ec7 l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng theo Lu\u1eadt s\u1ed1 71\/2006\/QH11:<\/strong><\/span><\/p>\n

\u00a0<\/strong>B\u00e0 A ngh\u1ec9 vi\u1ec7c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi \u0111\u1ee7 55 tu\u1ed5i, c\u00f3 25 n\u0103m 5 th\u00e1ng \u0111\u00f3ng BHXH, t\u1ef7 l\u1ec7 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u c\u1ee7a b\u00e0 A \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 sau:<\/span><\/p>\n

–\u00a0 S\u1ed1 n\u0103m \u0111\u00f3ng BHXH c\u1ee7a b\u00e0 A l\u00e0 25 n\u0103m 5 th\u00e1ng \u0111\u00f3ng BHXH, s\u1ed1 th\u00e1ng l\u1ebb 5 th\u00e1ng \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 0,5 n\u0103m, n\u00ean s\u1ed1 n\u0103m \u0111\u00f3ng BHXH \u0111\u1ec3 t\u00ednh h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u c\u1ee7a b\u00e0 A l\u00e0 20,5 n\u0103m<\/span><\/p>\n

–\u00a0 15 n\u0103m \u0111\u1ea7u t\u00ednh b\u1eb1ng 45%<\/span><\/p>\n

–\u00a0 T\u1eeb n\u0103m th\u1ee9 16 \u0111\u1ebfn n\u0103m th\u1ee9 25,5 l\u00e0 10,5 n\u0103m, t\u00ednh th\u00eam 10,5 x 3% = 31.5%<\/span><\/p>\n

\u00a0–\u00a0 X\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng c\u1ee7a b\u00e0 A: 45% + 31,5% = 76,5% > 75%<\/span><\/p>\n

=> T\u1ef7 l\u1ec7 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng c\u1ee7a b\u00e0 A l\u00e0 75%<\/span><\/p>\n

3. M\u1ee9c tr\u1ee3 c\u1ea5p 1 l\u1ea7n khi ngh\u1ec9 h\u01b0u<\/strong><\/span><\/p>\n

\u00a0<\/strong>T\u1ea1i \u0110i\u1ec1u 54 Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/a><\/strong> quy \u0111\u1ecbnh nh\u01b0 sau:<\/span><\/p>\n

\u201c1. Ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i tr\u00ean 30 n\u0103m \u0111\u1ed1i v\u1edbi nam, tr\u00ean 25 n\u0103m \u0111\u1ed1i v\u1edbi n\u1eef, khi ngh\u1ec9 h\u01b0u, ngo\u00e0i l\u01b0\u01a1ng h\u01b0u c\u00f2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n. <\/em><\/span><\/p>\n

2. M\u1ee9c tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n \u0111\u01b0\u1ee3c t\u00ednh theo s\u1ed1 n\u0103m \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i k\u1ec3 t\u1eeb n\u0103m th\u1ee9 ba m\u01b0\u01a1i m\u1ed1t tr\u1edf \u0111i \u0111\u1ed1i v\u1edbi nam v\u00e0 n\u0103m th\u1ee9 hai m\u01b0\u01a1i s\u00e1u tr\u1edf \u0111i \u0111\u1ed1i v\u1edbi n\u1eef. C\u1ee9 m\u1ed7i n\u0103m \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i th\u00ec \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 0,5 th\u00e1ng m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i\u201d. \u00a0<\/em><\/span><\/p>\n

Theo quy \u0111\u1ecbnh tr\u00ean, th\u00ec:<\/strong><\/span><\/p>\n

a. Lao \u0111\u1ed9ng nam ph\u1ea3i \u0111\u00f3ng BHXH tr\u00ean 30 n\u0103m, lao \u0111\u1ed9ng n\u1eef ph\u1ea3i \u0111\u00f3ng BHXH tr\u00ean 25 n\u0103m m\u1edbi \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p 1 l\u1ea7n khi ngh\u1ec9 h\u01b0u.<\/span><\/p>\n

b. M\u1ee9c tr\u1ee3 c\u1ea5p 1 l\u1ea7n khi ngh\u1ec9 h\u01b0u \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c sau:<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi lao \u0111\u1ed9ng nam: ( S\u1ed1 n\u0103m \u0111\u00f3ng BHXH\u00a0 – 30) x 0,5 x M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi lao \u0111\u1ed9ng n\u1eef : ( S\u1ed1 n\u0103m \u0111\u00f3ng BHXH \u2013 25) x 0,5 x M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH.<\/span><\/p>\n

Ch\u00fa \u00fd:<\/span><\/strong><\/span><\/p>\n

Vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng th\u00e1ng \u0111\u00f3ng BHXH \u0111\u1ec3 h\u01b0\u1edfng tr\u1ee3 c\u1ea5p 1 l\u1ea7n gi\u1ed1ng nh\u01b0 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u01a1p x\u00e1c \u0111\u1ecbnh m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n\u00a0 l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng \u0111\u00f3ng BHXH \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u \u0111\u00e3 tr\u00ecnh b\u00e0y \u1edf m\u1ee5c 2 nh\u01b0 tr\u00ean.<\/em><\/span><\/p>\n

\u00a04.\u00a0<\/em>H\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng<\/strong><\/span><\/p>\n

\u00a0a.\u00a0<\/strong>\u0110i\u1ec1u ki\u1ec7n h\u01b0\u1edfng<\/strong><\/span><\/p>\n

\u00a0<\/strong>T\u1ea1i \u0110i\u1ec1u 51 Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH13<\/a> quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng nh\u01b0 sau:<\/span><\/p>\n

 <\/p>\n

\"Quy<\/span><\/p>\n

 <\/p>\n

b. M\u1ee9c h\u01b0\u1edfng <\/strong><\/span><\/p>\n

\u00a0<\/strong>T\u1ea1i Kho\u1ea3n 2 \u0110i\u1ec1u 52 Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/strong> quy \u0111\u1ecbnh v\u1ec1 c\u00e1ch t\u00ednh m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng nh\u01b0 sau:<\/span><\/p>\n

M\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 c\u00e1ch t\u00ednh m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u tuy nhi\u00ean c\u1ee9 m\u1ed7i n\u0103m ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc tu\u1ed5i quy \u0111\u1ecbnh th\u00ec gi\u1ea3m 1%. M\u1eddi b\u1ea1n theo d\u00f5i c\u00e1ch t\u00ednh m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng K\u1ebf to\u00e1n Centax<\/strong> \u0111\u00e3 tr\u00ecnh b\u00e0y \u1edf m\u1ee5c 2 b\u00e0i vi\u1ebft n\u00e0y.<\/span><\/p>\n

K\u1ec3 t\u1eeb ng\u00e0y 01\/01\/2016 theo Lu\u1eadt BHXH s\u1ed1 58\/2014\/QH13<\/strong> quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng, \u0111i\u1ec1u ki\u1ec7n, m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u c\u00f3 s\u1ef1 thay \u0111\u1ed5i so v\u1edbi Lu\u1eadt BHXH s\u1ed1 71\/2006\/QH11<\/strong>. <\/span><\/p>\n

M\u1eddi b\u1ea1n \u0111\u1ecdc theo d\u00f5i b\u00e0i vi\u1ebft sau \u0111\u1ec3 bi\u1ebft chi ti\u1ebft h\u01a1n<\/span><\/p>\n

Quy \u0111\u1ecbnh m\u1edbi nh\u1ea5t v\u1ec1 ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed n\u0103m 2016<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

L\u01b0\u01a1ng h\u01b0u l\u00e0 kho\u1ea3n tr\u1ee3 c\u1ea5p m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u1eadn \u0111\u01b0\u1ee3c h\u00e0ng th\u00e1ng sau khi \u0111\u00e3 h\u1ebft tu\u1ed5i lao \u0111\u1ed9ng v\u00e0 v\u1ec1 h\u01b0u. Quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng, \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng v\u00e0 m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng theo Lu\u1eadt BHXH l\u00e0 g\u00ec? K\u1ebf to\u00e1n Centax xin chia s\u1ebb v\u1edbi b\u1ea1n nh\u1eefng quy \u0111\u1ecbnh..<\/p>\n","protected":false},"author":7,"featured_media":10238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"tags":[1170],"_links":{"self":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/9892"}],"collection":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9892"}],"version-history":[{"count":0,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/posts\/9892\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=\/wp\/v2\/media\/10238"}],"wp:attachment":[{"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9892"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/centax.dsoftware.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}